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Switch to Forum Live View Why half of us don't pay income tax
1 year ago  ::  Apr 27, 2012 - 10:43AM #11
TENAC
Posts: 20,622

Apr 27, 2012 -- 10:35AM, Girlchristian wrote:


Apr 27, 2012 -- 10:27AM, Bodean wrote:


Apr 27, 2012 -- 9:42AM, Girlchristian wrote:


Sure it is and that also needs to be fixed, but I'm not like you and other conservatives that think we should cut all social and federal programs completely and just let people fend for themselves even if that means they're dying on the streets. There has to be a balance of good spending and the right collection of taxes.





GC .. I can't believe you stooped to that level! .. I mean .. as if it were true .. which it is not!!


Even I, a Libertarian, who probably comes closest to this false assumption, do not advocate cutting all social federal programs completely while people die in the streets!  That's rediculous, and I know of no one who'd advocate it.


I wasn't talking about you, but I personally know three conservatives that do advocate ending all social programs and when I point out that people would die and especially children their answer is "so what, I shouldn't have to pay for them." We have conservatives on this board that think welfare should be cut off even if that means children would suffer, which is an extreme view. You don't feel that way and I don't, but there are conservatives out there that do.


There's a difference in an "entitlement" .. and a "safety net".


Completely agreee.


I mean ... do we really need to spend 8 Billion on free cell phones for the poor??  [ www.marketwire.com/press-release/Everybo... ]Are cell phones now right up there with Healthcare and Retirement??  And that's just one example ... there are Billions of Dollars more of these types of examples.


No, cell phones aren't needed, but proposals like forced sterilization for welfare recipients  or refusing to give more welfare if a recipient has another child while on welfare (an idea proposed by a conservative here) would be more in line with what I'm talking about.








Put me down as a conservative that believes we should completely cut out every social program and reload.


You can reload Soc Sec #1, Medicare #2, but in a sustainable way.  Do this every year for the next 10 years KNOWING you will cut those 3% per year.



If one of two things would happen all social programs would immediately be cut out or at least priorietized to some functionability:


1.  US loses the Reserve Currency status


2.  Pass into law the debt ceiling will no longer raised and be reduced 5% per year over the next 10 years.



Otherwise, we continue to print and spend and we will wind up there anyway just much MUCH worse off.



LIBS!  GET YOUR HEAD OUT OF THE SAND!

Any man can count the seeds in an apple....
.......but only God can count the apples in the seeds.
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1 year ago  ::  Apr 27, 2012 - 10:57AM #12
amcolph
Posts: 13,400

Apr 27, 2012 -- 10:43AM, TENAC wrote:


 


Put me down as a conservative that believes we should completely cut out every social program and reload.



Why just social programs?  Why not imperialistic foreign wars as well?  Why not corporate welfare?


 



 

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1 year ago  ::  Apr 27, 2012 - 11:04AM #13
Cesmom
Posts: 3,885

Apr 27, 2012 -- 10:31AM, TENAC wrote:


Apr 27, 2012 -- 10:20AM, Cesmom wrote:


Apr 27, 2012 -- 10:00AM, TENAC wrote:


Liberals dont think.  Period.  End of discussion.



This is as good a place as any to insert this truism:




Revenue is NOT the problem.


SPENDING is the problem, see barrack obama 2008-2012.




Liberals don't think and conservatives do...interesting.  


Spending is definitely a problem, but if you talk to a conservative, it's "cut spending and damn the consequences".  Well we have yet to cut spending, and we are about damned, wouldnt you say? Which consequencs would be worse to continue this spending or cut spending in a huge way?  Rein in the bloated Fed Govt?   Unnecessary wars have accounted for a lot more debt in this country than any kind of entitlement program.  The consequences that would be worse than out of control government spending would be to have kids going to bed hungry as it was in the depression era before the creation of a lot of the safety nets we have now.  Yes, there are people who need to work that don't work, and creating jobs is obviously important, but there will always be a need for social programs.  Should half the population of the US be receiving a govt stipend?  Of course not, but don't act like it's only the poor or lazy who are living off of government stipends.  How about the huge corporations who, not only don't end up paying any taxes, but actually get money back?


www.lifeslittlemysteries.com/1334-which-... 


There will always be those who genuinely need help to survive Always the same people?  No, it shouldn't always be the same people.  The purpose of the safety net should be to get people back on their feet.  If it's not working the way it's intended, it needs to be modified, not eliminated.  There will always be kids who have little hope of a decent future without the benefit of a little 'government intervention'. Totally disagree.  There is evidence everyday of kids coming from nothing to something.  Not everyone can, but most I read about didnt get govt help to do so.   Sure, there are kids coming from nothing to something, but they account for a small percentage.  What about the 90% who come from nothing and end up the same?  To talk to a conservative, you would think this problem is magically going to go away on its own.  Absolutely.


Oh, and you overlook the rich liberals out there who could exist quite well without conservatives. 


Only for a while.  Once they began to see their principle affected, it has a strange effect on liberals.  It makes them conservative.  Warren Buffet is a great example of how this is not true.  


At the end of the day, if obama is reelected and this country continues to find its way to the bottom of the crapper, we will ALL be conservatives.




We are at the point now where the govt (this adminstration particularly) not only LIE to us, but know they are lying and they know WE know they are lying and we are beginning to develop an acceptance to it.




www.youtube.com/watch?v=uQHuYzaeRww





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Useless Knowledge: Allodoxaphobia - Fear of opinions
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1 year ago  ::  Apr 27, 2012 - 11:24AM #14
drawout
Posts: 5,341

If it wasnt for social programs employers would have to pay livable wages and health benifits to keep their employees alive instead of making the tax payers pay for it.


The so called truism about cons not needing libs is BS too. Tax Money flows from Liberal States to conservative states. The working poor would rise up and murder their conservative masters in their sleep if the money from the out of state libs didnt feed them. The ignorant working poor are the majority that have been brainwashed into supporting conservatives. The rich cons are too few in number to carry any elections. In conservative states like Texas, poverty is high ,unemployment is low. Most people on welfare have more than one job.


godlesspaladin.com/2010/08/10/liberal-st...
krugman.blogs.nytimes.com/2012/02/13/red...
www.backbenchmedia.com/liberal-conservat...


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1 year ago  ::  Apr 27, 2012 - 11:27AM #15
drawout
Posts: 5,341

Tenac,if Liberals dont think,end of discussion, then you must be a moron for wasting your time arguing with them.

No sane person should have a gun in their home! Arm the Homeless!
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1 year ago  ::  Apr 27, 2012 - 12:33PM #16
Bodean
Posts: 7,334

Apr 27, 2012 -- 11:04AM, Cesmom wrote:


Unnecessary wars have accounted for a lot more debt in this country than any kind of entitlement program.  





That's simply not even remotely true. 


www.ssa.gov/OACT/TRSUM/index.html


"In 2012, the projected difference between Social Security’s dedicated tax income and expenditures is $165 billion.  For HI, the projected difference between dedicated tax and premium income and expenditures is $38 billion. The  projected general revenue demands of SMI are $217 billion. Thus, the total general funds for Social Security  and Medicare in 2012 are $420 billion, or 2.7 percent of GDP. Redemption of trust fund bonds, interest paid on  those bonds, and transfers from the general funds provide no new net income to the Treasury, which must finance  these payments through  some combination of increased taxation, reductions in other government spending, or additional borrowing from the public."


Cesmom .. that's not total expenditure .. that's total DEFICIT .. just for 2012.


The total cost of Iraq/Afghanistan since 2001 has been 1.3 Trillion, only 800 Billion of which actually went to the war, the balance going into foriegn bases and VA benefits.  S.S. and Medicare Deficits just for 2012 are almost HALF of the entire debt incurred by the wars.


It is what it is.  I don't like wars, you don't like wars ..none of us like the wars .. but the wars are NOT the reason we are sinking like the Titanic.

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1 year ago  ::  Apr 27, 2012 - 1:02PM #17
Cesmom
Posts: 3,885

Apr 27, 2012 -- 12:33PM, Bodean wrote:

Apr 27, 2012 -- 11:04AM, Cesmom wrote:


Unnecessary wars have accounted for a lot more debt in this country than any kind of entitlement program.  





That's simply not even remotely true. 


www.ssa.gov/OACT/TRSUM/index.html


"In 2012, the projected difference between Social Security’s dedicated tax income and expenditures is $165 billion.  For HI, the projected difference between dedicated tax and premium income and expenditures is $38 billion. The  projected general revenue demands of SMI are $217 billion. Thus, the total general funds for Social Security  and Medicare in 2012 are $420 billion, or 2.7 percent of GDP. Redemption of trust fund bonds, interest paid on  those bonds, and transfers from the general funds provide no new net income to the Treasury, which must finance  these payments through  some combination of increased taxation, reductions in other government spending, or additional borrowing from the public."


Cesmom .. that's not total expenditure .. that's total DEFICIT .. just for 2012.


The total cost of Iraq/Afghanistan since 2001 has been 1.3 Trillion, only 800 Billion of which actually went to the war, the balance going into foriegn bases and VA benefits.  S.S. and Medicare Deficits just for 2012 are almost HALF of the entire debt incurred by the wars.


It is what it is.  I don't like wars, you don't like wars ..none of us like the wars .. but the wars are NOT the reason we are sinking like the Titanic.


It just eats at me that Social Security is referred to in the same context as welfare and other government 'handout' programs.  If it were set up correctly in the first place, there wouldn't be a deficit.  The average person pays about $100 grand into Social Security during their lifetime, above and beyond any income taxes we pay.  Not even the poorest worker is immune to paying into Social Security...you pay no matter how little you make.  


The deficit in Social Security is due to mis-management, not too much 'entitlement'.

Our need to learn should always outweigh our need to be right

Useless Knowledge: Allodoxaphobia - Fear of opinions
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1 year ago  ::  Apr 27, 2012 - 1:21PM #18
Girlchristian
Posts: 9,477

Apr 27, 2012 -- 1:02PM, Cesmom wrote:

Apr 27, 2012 -- 12:33PM, Bodean wrote:


Apr 27, 2012 -- 11:04AM, Cesmom wrote:


Unnecessary wars have accounted for a lot more debt in this country than any kind of entitlement program.  





That's simply not even remotely true. 


www.ssa.gov/OACT/TRSUM/index.html


"In 2012, the projected difference between Social Security’s dedicated tax income and expenditures is $165 billion.  For HI, the projected difference between dedicated tax and premium income and expenditures is $38 billion. The  projected general revenue demands of SMI are $217 billion. Thus, the total general funds for Social Security  and Medicare in 2012 are $420 billion, or 2.7 percent of GDP. Redemption of trust fund bonds, interest paid on  those bonds, and transfers from the general funds provide no new net income to the Treasury, which must finance  these payments through  some combination of increased taxation, reductions in other government spending, or additional borrowing from the public."


Cesmom .. that's not total expenditure .. that's total DEFICIT .. just for 2012.


The total cost of Iraq/Afghanistan since 2001 has been 1.3 Trillion, only 800 Billion of which actually went to the war, the balance going into foriegn bases and VA benefits.  S.S. and Medicare Deficits just for 2012 are almost HALF of the entire debt incurred by the wars.


It is what it is.  I don't like wars, you don't like wars ..none of us like the wars .. but the wars are NOT the reason we are sinking like the Titanic.




It just eats at me that Social Security is referred to in the same context as welfare and other government 'handout' programs.  If it were set up correctly in the first place, there wouldn't be a deficit.  The average person pays about $100 grand into Social Security during their lifetime, above and beyond any income taxes we pay.  Not even the poorest worker is immune to paying into Social Security...you pay no matter how little you make.  


The deficit in Social Security is due to mis-management, not too much 'entitlement'.




The problem is that, on average, we get back more than what we pay in when you look at SS and Medicare, money.usnews.com/money/blogs/planning-to....


Consider a single man who earns the average wage throughout his career ($43,100 in 2010 dollars), works every year from age 22 to 64, and then retires at age 65 in 2010. Over his lifetime he has paid $345,000 into the system. But he is likely to get back $72,000 more than that, or $417,000 in Social Security and Medicare payouts, according to recent Urban Institute calculations. A single women with the same work and tax history will come out even further ahead due to her longer life expectancy, likely netting $464,000 in lifetime benefits, which is $192,000 more than she paid into the system.


Medicare benefits are the main reason most workers are coming out ahead. A male earning the average wage throughout his working life who retires in 2010 paid $55,000 into the Medicare trust fund, but is likely to receive $161,000 worth of Medicare benefits, the Urban Institute found. In contrast, he pays $290,000 in Social Security taxes throughout his career and collects $256,000 in retirement payments.


Married couples generally benefit the most from Social Security and Medicare payments, especially when one spouse earns significantly more than the other. A two-earner couple with one spouse earning the average wage each year ($43,100 in 2010) and the other spouse earning 45 percent of the average wage annually ($19,400 in 2010) who both retire in 2010 will get back $300,000 more in retirement benefits than they paid into the system. A couple with this earnings history would pay $500,000 in taxes over their lifetime, but get back $800,000 in benefits.

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1 year ago  ::  Apr 27, 2012 - 1:50PM #19
Bodean
Posts: 7,334

Apr 27, 2012 -- 1:02PM, Cesmom wrote:

It just eats at me that Social Security is referred to in the same context as welfare and other government 'handout' programs.  If it were set up correctly in the first place, there wouldn't be a deficit.




But that is the problem, they were not set up correctly in the first place.   And they have not been managed correctly, nor have the adjustments to them been based on reality, but instead, have been based on what earns one the most political capital.


GC's post shows the problem.  It's the one place where the "progressive" nature of our system just doesn't work out.  Having the top 10% of earners footing the overwhelming majority of non socail spending programs works out fine, but when you throw in wealth redistribution in the S.S. and Medicare systems, it fails miserably because there is a "threshold" below which you cannot go below.  Thus, 80% of the population is collecting more than they pay in, but the top earners are not paying enough to meet that goal.


The answer to some is uncapp the system so the rich get soaked to fill the gaps.  But really, how long will that go on??  The rich have plenty and don't need to work.  They can pack up their money and move to South American and live happily ever after for several life times.  Where does that leave you??  It leaves you with this undefunded slush trust fund, and borrowing Trillions.


People are going to have to be forced to take a larger responsiblity for their retirement needs.  An individual account, with a mandated minimum pre-tax contribution based on what your expected needs will be.  If it looks like you need to put more in the kitty ... then you will have to make adjustments in your life NOW, to make sure your tomorrow is covered.

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1 year ago  ::  Apr 27, 2012 - 2:04PM #20
Cesmom
Posts: 3,885

Apr 27, 2012 -- 1:50PM, Bodean wrote:


People are going to have to be forced to take a larger responsiblity for their retirement needs.  An individual account, with a mandated minimum pre-tax contribution based on what your expected needs will be.  If it looks like you need to put more in the kitty ... then you will have to make adjustments in your life NOW, to make sure your tomorrow is covered.




This results in the person who only makes $20,000 a year having to contribute a higher percentage of their income to fund their retirement, when in reality, they are trying to figure out how they are going to buy groceries this week.  That's not realistic, so someone has to make up that deficit.  Who ends up having that fall on their shoulders?  Those of us stuck in the middle class category.  


Contrary to those who would like us to believe that all poor people are lazy and lack ambition, the fact is that we've got a large chunk of the population who simply don't have the mental capacity to become successful business executives or pursue other high paying career paths, regardless of how hard they might work.  We have a lot of people whose mental capacity qualifies them to work at McDonalds, and that's about the extent of their potential.  So, of course, someone has to help pick up the slack.  Should it be the rich or the middle class?  Since I'm in the middle class, you know which one I choose...I'm sure a rich person would think differently.

Our need to learn should always outweigh our need to be right

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